In life, we cannot always erase the past but we can try to learn from our past missteps to move forward. If there are some mistakes we had in the past, we can ...
Americans carry a collective $1 trillion in credit card debt. Only a small group of the population has enough savings to cover a $1,000 emergency. No savings an...
The coronavirus has significantly changed the way we do things, manage our finances, and live our lives. The pandemic has not only threatened our health but al...
Did you know that there are many types of credit cards? There are even several different ways you can categorize credit cards. For example, there are secured a...
A credit bureau is a private company that receives information from banks and financial entities that grant loans to a natural or legal person. This informatio...
Before you throw in the towel and give up, you will want to make sure that you are truly at the point where the best thing for you to do is to file bankruptcy. ...
Many of us have loans that we think we need to stick with until we've paid them off fully when in reality it doesn't have to be that way. You might want to thi...
In a picture-perfect world, we would all have the ultra-coveted, almost unheard of, 850 FICO credit score rating. But in reality, where most of us happen to re...
OK, so you can file this one under, “Nobody ever says yes if you don’t ask.”
To that end, getting a favorable response from a goodwill letter is a hit or mi...
Having a good credit score is extremely important. Your credit score is what lenders look at when deciding whether they should lend to you or not as it represe...
