JoshDestiny Mastercard is a credit card that is issued by Genesis FS Card Services and First Electronic Bank. It is a popular credit card among consumers who are looking for a reliable and secure payment method. The card offers a range of benefits, including cashback rewards, fraud protection, and flexible payment options.
One of the key features of the Destiny Mastercard is its cashback rewards program. Cardholders can earn cashback on all purchases, with higher rewards for certain categories such as gas, groceries, and restaurants. The card also offers fraud protection, which helps to protect cardholders from unauthorized purchases and identity theft. In addition, the Destiny Mastercard offers flexible payment options, including online payments, automatic payments, and payment by phone.
Overall, the Destiny Mastercard is a reliable and secure payment method that offers a range of benefits to cardholders. Whether you are looking for cashback rewards, fraud protection, or flexible payment options, the Destiny Mastercard is a great choice. If you are interested in applying for the card or learning more about its features and benefits, you can visit the Destiny Mastercard website or contact their customer service team for more information.
Key Takeaways
- Destiny Mastercard is a reliable and secure credit card that is issued by Genesis FS Card Services and First Electronic Bank.
- The card offers a range of benefits, including cashback rewards, fraud protection, and flexible payment options.
- Cardholders can earn cashback on all purchases, with higher rewards for certain categories such as gas, groceries, and restaurants.
Destiny Mastercard Overview
The Destiny Mastercard is a credit card offered by Genesis FS Card Services Inc. that is designed for individuals with less-than-perfect credit scores. It provides consumers with the opportunity to rebuild their credit while still enjoying the convenience and benefits of a credit card.
One of the main benefits of the Destiny Mastercard is that it reports to all three major credit bureaus, which can help improve a cardholder’s credit score over time. Additionally, the card comes with a range of features and benefits, including:
- No security deposit required
- Free online account access and bill payment
- Zero fraud liability protection
- Mastercard ID Theft Protection
- Price protection and extended warranty coverage
The Destiny Mastercard also comes with a range of fees, including an annual fee and a variable APR that is based on the cardholder’s creditworthiness. However, the card offers a credit limit increase after six months of responsible use, which can help offset some of these costs.
Overall, the Destiny Mastercard can be a good option for individuals who are looking to rebuild their credit and improve their financial standing. It offers a range of benefits and features, as well as the opportunity to improve credit scores over time.
Payment Methods
Destinycard.com offers various payment methods for its users to make payments and manage their accounts. The website allows customers to pay their bills through online payment and autopay options.
Online Payment
Customers can make payments online through the website’s secure payment system. The website accepts payments from all major credit cards, including Visa, Mastercard, American Express, and Discover. Customers can also use their bank accounts to make payments through the website’s eCheck option.
To make a payment online, customers need to log in to their account and navigate to the payment section. They can then choose their preferred payment method and enter the necessary information. The website’s payment system is encrypted, ensuring the security of customers’ personal and financial information.
Autopay
Destinycard.com also offers an autopay option for customers who want to automate their payments. With autopay, customers can set up recurring payments, so they don’t have to worry about missing a payment deadline. Customers can choose to have their payments deducted from their bank account or charged to their credit card.
To set up autopay, customers need to log in to their account and navigate to the payment section. They can then choose the autopay option and enter the necessary information, including the payment amount and frequency.
Overall, Destinycard.com offers convenient and secure payment methods for its customers. Whether customers prefer to make payments online or set up autopay, the website provides various options to meet their needs.
Genesis FS Card Services
Genesis FS Card Services is a subsidiary of Genesis Financial Solutions, Inc. It is a leading provider of credit card services that are designed to meet the needs of consumers with less than perfect credit. Genesis FS Card Services offers a range of credit card products that are specifically designed to help consumers build or rebuild their credit.
Genesis FS Card Services provides credit card services to millions of consumers across the United States. The company has a strong commitment to customer service and strives to provide its customers with the best possible experience. Genesis FS Card Services offers a variety of credit card products that are tailored to meet the needs of its customers.
Genesis FS Card Services offers a range of credit card products that are designed to help consumers build or rebuild their credit. These products include secured credit cards, unsecured credit cards, and prepaid cards. Each of these products has its own unique features and benefits.
The secured credit cards offered by Genesis FS Card Services require a security deposit, which is used as collateral for the credit card. These cards are designed for consumers who have less than perfect credit and are looking to build or rebuild their credit. The security deposit is fully refundable, provided that the account is in good standing.
The unsecured credit cards offered by Genesis FS Card Services do not require a security deposit. These cards are designed for consumers who have established credit and are looking for a credit card with more features and benefits. The unsecured credit cards offered by Genesis FS Card Services have competitive interest rates and a range of rewards and benefits.
Overall, Genesis FS Card Services is a reliable and trustworthy provider of credit card services. The company has a strong commitment to customer service and offers a range of credit card products that are tailored to meet the needs of its customers.
First Electronic Bank
DestinyCard.com is issued by First Electronic Bank, which is an internet-based bank that provides online banking services to its customers. The bank is headquartered in Sandy, Utah, and was established in 1999. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is registered with the Nationwide Mortgage Licensing System (NMLS).
First Electronic Bank offers a range of financial services to its customers, including checking and savings accounts, loans, and credit cards. The bank’s online platform allows customers to manage their accounts, make transactions, and access banking services from anywhere in the world.
As an FDIC member, First Electronic Bank ensures that its customers’ deposits are insured up to the maximum amount allowed by law. The bank is also registered with the NMLS, which regulates mortgage companies and other financial institutions to protect consumers from fraud and ensure that they receive fair and transparent financial services.
Overall, First Electronic Bank provides reliable and secure online banking services to its customers through its online platform. Its partnership with DestinyCard.com allows users to access a range of financial services and manage their accounts conveniently and securely.
Contact Information
DestinyCard.com provides multiple ways to contact their team for any inquiries or concerns. Customers can reach out to them through email, phone, or by visiting their office location.
Beaverton Office Location
For customers who prefer face-to-face communication, DestinyCard.com has an office located in Beaverton, OR. The office is conveniently located at Greenbrier Parkway and is open during regular business hours. The office is equipped with knowledgeable staff who are ready to assist customers with any questions or concerns they may have.
Customers can easily find the office by using the following address:
DestinyCard.com
Greenbrier Parkway
Beaverton, OR
In addition to visiting the office, customers can also contact DestinyCard.com through email or phone. The customer service team is available during regular business hours and strives to respond to all inquiries in a timely manner.
Overall, DestinyCard.com values customer satisfaction and provides multiple ways for customers to contact them. Whether it’s through email, phone, or in-person, the team is confident and knowledgeable in assisting customers with any concerns they may have.
Destiny Credit Card
Destiny Credit Card is a financial product offered by DestinyCard.com. This credit card is designed for individuals who want to earn rewards while making purchases online. The card offers a range of benefits, including cashback rewards, no annual fees, and fraud protection.
One of the main benefits of the Destiny Credit Card is its cashback rewards program. Cardholders can earn up to 3% cashback on purchases made online, including popular retailers such as Amazon, Target, and Walmart. The card also offers 1% cashback on all other purchases.
In addition to the cashback rewards program, the Destiny Credit Card also comes with no annual fees. This means that cardholders do not have to pay any fees to maintain their account. The card also offers fraud protection, which helps to safeguard against unauthorized purchases.
Applying for the Destiny Credit Card is a simple process that can be completed online. Once approved, cardholders can manage their account and track their rewards through the DestinyCard.com website.
Overall, the Destiny Credit Card is a great option for individuals who frequently make purchases online and want to earn rewards while doing so. With its cashback rewards program, no annual fees, and fraud protection, the Destiny Credit Card is a reliable and convenient financial product.
Legal Information
Trademark
DestinyCard.com is a registered trademark of Destiny Card, Inc. All other trademarks, service marks, logos, and company names mentioned on the website are the property of their respective owners.
Privacy Policy
Destiny Card, Inc. is committed to protecting the privacy of its users. The company’s Privacy Policy outlines how it collects, uses, and discloses personal information. The policy also provides information on how users can access and control their personal information.
Terms of Use
By using DestinyCard.com, users agree to the company’s Terms of Use. The terms outline the conditions under which users may access and use the website. They also provide information on the limitations of liability, warranties, and indemnification.
AdChoices
Destiny Card, Inc. participates in the AdChoices program, which allows users to opt-out of targeted advertising. The program is managed by the Digital Advertising Alliance (DAA) and provides users with a tool to control their online advertising preferences.
Overall, Destiny Card, Inc. strives to provide a safe and secure user experience. The company is committed to complying with all applicable laws and regulations related to trademark, privacy policy, terms of use, and adchoices.
Frequently Asked Questions
What are the accepted payment methods for Destiny Card?
Destiny Card accepts payments through various methods, including online payments, direct bank transfers, and check payments. Customers can choose the payment method that suits them best.
How do I make a payment on my Destiny Card?
Customers can make a payment on their Destiny Card by logging into their account on the website or mobile app. They can also make payments through their bank’s online bill payment service or by mail.
Can I access my Destiny Card account online?
Yes, customers can access their Destiny Card account online by logging into the website or using the mobile app. They can view their account balance, transaction history, and make payments online.
Is there a mobile app available for Destiny Card?
Yes, Destiny Card has a mobile app available for both iOS and Android devices. Customers can download the app from the App Store or Google Play Store and manage their account on-the-go.
What is the credit limit for Destiny Card?
The credit limit for Destiny Card varies based on the customer’s creditworthiness and other factors. Customers can check their credit limit by logging into their account or by contacting customer service.
How do I dispute a charge on my Destiny Card?
Customers can dispute a charge on their Destiny Card by contacting customer service. They can also initiate a dispute by logging into their account on the website or mobile app and following the instructions provided.