Disney Vacation Club (DVC) is a timeshare program that allows members to enjoy Disney vacations year after year. But is it worth the cost? Many people wonder if the benefits and perks of DVC membership outweigh the financial considerations. In this article, we will explore the ins and outs of DVC membership to help you determine if it’s the right choice for you.

Understanding Disney Vacation Club is the first step in deciding whether it’s worth it. DVC operates on a point system, where members purchase a set number of points each year. These points can be used to book stays at DVC resorts, which are located at Walt Disney World, Disneyland, and other Disney destinations around the world. Members can also use their points to book stays at non-Disney resorts through the RCI exchange program.

How DVC Works is a crucial component of the decision-making process. Members can choose to purchase points directly from Disney or through the resale market. Resale points are typically less expensive, but they come with certain restrictions. Additionally, members must pay annual dues and other fees, which can add up over time. In the following sections, we will explore the costs involved and the benefits and perks of DVC membership to help you make an informed decision.

Key Takeaways

  • DVC is a timeshare program that operates on a point system.
  • Members can purchase points directly from Disney or through the resale market.
  • The costs and benefits of DVC membership should be carefully considered before making a decision.

is disney vacation club worth it

Understanding Disney Vacation Club

Disney Vacation Club (DVC) is a timeshare program offered by Disney. It allows members to purchase a real estate interest in a Disney Vacation Club Resort and enjoy a certain number of points each year that can be used to book accommodations at any of the Disney Vacation Club Resorts or other Disney properties.

Membership in the Disney Vacation Club is not for everyone. It is important to understand the program and its benefits before making a decision. Here are some key things to know about the Disney Vacation Club:

  • DVC Membership: Membership in the Disney Vacation Club is a long-term commitment. Members purchase a real estate interest in a Disney Vacation Club Resort, which gives them access to a certain number of points each year that can be used to book accommodations at any of the Disney Vacation Club Resorts or other Disney properties.
  • Points: Points are the currency of the Disney Vacation Club. Members use points to book accommodations at any of the Disney Vacation Club Resorts or other Disney properties. The number of points required for a stay varies depending on the time of year, the resort, and the size of the room.
  • Resort Options: Disney Vacation Club Resorts are located at Walt Disney World Resort in Florida, Disneyland Resort in California, and other locations around the world. The resorts offer a variety of accommodations, from studios to multi-bedroom villas.
  • Flexibility: One of the benefits of the Disney Vacation Club is its flexibility. Members can use their points to book accommodations at any time of year, and can even bank or borrow points to use in future years.

Overall, the Disney Vacation Club can be a great option for those who are frequent visitors to Disney parks and resorts and want the flexibility to stay in a variety of accommodations. However, it is important to carefully consider the long-term commitment and costs associated with membership before making a decision.

How DVC Works

Disney Vacation Club (DVC) is a timeshare program offered by Disney that allows members to own a piece of a Disney resort and use it for vacations over a certain number of years. DVC operates on a point-based system, where members purchase points that can be used to book accommodations at any DVC resort.

Each DVC resort has a set number of rooms that are available for DVC members to book using their points. The number of points required for a stay varies based on the resort, room type, and time of year. Members can also choose to use their points to book stays at non-DVC Disney resorts, as well as other vacation options like cruises and guided tours.

When a member purchases a DVC membership, they are assigned a “home resort,” which is the resort where they have purchased their ownership interest. Members can book stays at their home resort up to 11 months in advance, while bookings at other DVC resorts can be made up to 7 months in advance.

One of the benefits of DVC membership is the ability to bank and borrow points. Members can bank unused points from one year and use them in a future year, or borrow points from a future year to use in the current year. This flexibility allows members to plan their vacations around their schedule and budget.

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Overall, DVC can be a good option for frequent Disney vacationers who are looking for a more cost-effective way to stay at Disney resorts. However, it is important for potential members to carefully consider the cost and commitment of a DVC membership before making a decision.

is disney vacation club worth it

Costs Involved

When considering whether Disney Vacation Club (DVC) is worth it, one of the first things to consider is the costs involved. DVC operates on a points system, where members purchase points that can be used to book stays at Disney Vacation Club resorts, as well as other Disney resorts and hotels around the world.

One of the upfront costs of joining DVC is the purchase price of the points. This can vary depending on the resort and the number of points purchased. Additionally, there are closing costs and financing options to consider.

In addition to the upfront costs, DVC members are responsible for annual dues and maintenance fees. These fees cover the cost of maintaining the resorts and common areas, as well as providing services such as transportation and housekeeping.

It’s important to note that the cost of DVC membership can increase over time, as annual dues and maintenance fees are subject to change. However, DVC does provide a cost calculator on their website to help potential members estimate the costs involved.

Overall, while there are upfront costs and ongoing maintenance fees to consider, many DVC members find that the cost is worth it for the benefits and perks that come with membership.

Benefits and Perks

Disney Vacation Club offers a variety of benefits and perks to its members. These include discounts on accommodations, dining, merchandise, and more. Here are some of the benefits and perks that Disney Vacation Club members can enjoy:

Accommodations

Disney Vacation Club members have access to a range of accommodations at Disney resorts around the world. Members can book stays at Disney Vacation Club resorts, which offer spacious villas with kitchens and other amenities. Members can also book stays at other Disney resorts, subject to availability.

Discounts

Disney Vacation Club members can enjoy discounts on a range of Disney products and services. These include discounts on dining, merchandise, theme park tickets, and more. Members can also take advantage of special offers and promotions throughout the year.

Dining

Disney Vacation Club members can enjoy discounts on dining at select restaurants throughout the Disney parks and resorts. Members can also purchase dining plans that offer a set number of meals at a discounted price.

Merchandise

Disney Vacation Club members can enjoy discounts on merchandise at select stores throughout the Disney parks and resorts. Members can also take advantage of special shopping events and promotions throughout the year.

Credit Card

Disney Vacation Club members can apply for the Disney Visa credit card, which offers a range of benefits and perks. These include discounts on merchandise and dining, as well as access to exclusive character meet-and-greets and other experiences.

Overall, Disney Vacation Club offers a range of benefits and perks to its members, making it a worthwhile investment for those who visit Disney parks and resorts frequently.

is disney vacation club worth it

Resort Options

When it comes to Disney Vacation Club, members have access to a variety of resort options. These options include resorts at both Disneyland and Walt Disney World, as well as Aulani in Hawaii and Vero Beach Resort and Hilton Head Island Resort on the East Coast.

One popular option at Walt Disney World is the Grand Floridian Resort. This resort offers luxurious accommodations and is located just a monorail ride away from Magic Kingdom. Another newer option is the Riviera Resort, which offers a European-inspired atmosphere and access to the new Disney Skyliner transportation system.

Disney’s Old Key West Resort is a great option for those who want a more relaxed atmosphere, while the Grand Californian Hotel at Disneyland offers a prime location for visiting both Disneyland and Disney California Adventure.

For those who want to stay in the heart of the action, Bay Lake Tower at Disney’s Contemporary Resort and the Beach Club Villas at Disney’s Yacht Club Resort offer easy access to the parks and other attractions.

Animal Kingdom Villas offer a unique experience with views of exotic animals, while the Polynesian Villas and Bungalows offer a taste of the South Pacific.

Other options include Saratoga Springs Resort, Boulder Ridge Villas at Wilderness Lodge, and Boardwalk Villas. Each resort offers its own unique atmosphere and amenities.

Overall, Disney Vacation Club members have a variety of resort options to choose from, allowing them to tailor their vacation experience to their preferences.

DVC Membership Experience

For those who enjoy vacationing at Disney resorts, becoming a Disney Vacation Club (DVC) member can provide a unique experience. DVC members have access to a variety of benefits, including exclusive discounts, priority booking, and more. In this section, we will explore the DVC membership experience and what it offers to members.

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One of the most significant benefits of being a DVC member is the ability to book accommodations at Disney resorts. DVC members have access to a wide range of room types, including studios, one-, two-, and three-bedroom villas, and even grand villas for larger groups. Members can also book rooms at Disney’s Riviera Resort, the newest addition to the Disney Vacation Club portfolio.

In addition to access to exclusive accommodations, DVC members also enjoy other perks. Members can take advantage of discounts on dining, merchandise, and special events at Disney parks and resorts. They also have access to exclusive member lounges, which offer complimentary refreshments and a comfortable place to relax and unwind.

For families, DVC membership can be especially valuable. Members can book larger accommodations, which can be more cost-effective than booking multiple hotel rooms. Additionally, DVC members can share their membership benefits with family and friends by booking accommodations for them using their membership points.

Overall, the DVC membership experience offers a unique way to vacation at Disney resorts. With access to exclusive accommodations, discounts, and other perks, DVC members can enjoy a more personalized and enjoyable vacation experience.

Additional Services

In addition to the benefits of owning a Disney Vacation Club (DVC) membership, members also have access to a variety of additional services that can enhance their vacation experiences.

One of the most popular additional services is the Disney Cruise Line. DVC members can use their points to book a Disney Cruise and enjoy all the amenities and entertainment that comes with it. Disney Cruise Line offers a variety of itineraries to destinations around the world, including the Caribbean, Europe, Alaska, and more.

Another option for DVC members is Adventures by Disney. These guided tours take guests on immersive experiences all around the world, from exploring the ruins of Machu Picchu to discovering the history and culture of Europe. Adventures by Disney offers a unique way to travel and learn about new places while still enjoying the high level of service and attention to detail that Disney is known for.

For those who prefer to travel independently, DVC members can also use their points to book tours through the Walt Disney Travel Company. These tours offer a variety of options, from guided tours of the Disney parks to excursions to nearby attractions and landmarks.

DVC members also have access to RCI, a vacation exchange program that allows them to trade their DVC points for stays at other resorts around the world. This can be a great way to explore new destinations and try out different types of vacation experiences.

Finally, DVC members can use their points to book cruises through other cruise lines, such as Royal Caribbean International (RCI). This gives members even more options for exploring the world and enjoying all the benefits of being a DVC member.

Overall, the additional services available to DVC members can greatly enhance their vacation experiences and provide even more opportunities for adventure and exploration.

is disney vacation club worth it

Financial Considerations

When considering whether Disney Vacation Club (DVC) is worth it, financial considerations are a crucial factor. DVC is a significant investment, and it is essential to weigh the costs and benefits before making a decision.

Upfront Costs

The upfront costs of DVC can be steep. Members must purchase a minimum of 100 points, which can cost tens of thousands of dollars. Additionally, there are closing costs, annual dues, and other fees to consider. However, it is important to note that DVC is a deeded real estate interest, which means that members can sell their ownership interest in the future and potentially recoup some of their initial investment.

Savings on Accommodations

One of the primary benefits of DVC membership is the savings on accommodations. DVC members can use their points to stay at Disney Vacation Club resorts or exchange them for stays at other Disney resorts or partner hotels. This can result in significant savings compared to booking directly through Disney or other travel providers.

Rental Income

DVC members can also rent out their points to others, which can provide additional income. However, it is important to note that there are restrictions on renting out points, and members must be careful to follow the rules to avoid losing their membership.

Overall Value

While the upfront costs of DVC can be high, many members feel that the long-term value is worth it. DVC provides access to high-quality accommodations, exclusive events and experiences, and other perks that can make Disney vacations even more enjoyable. Additionally, the ability to sell ownership interest in the future can provide a financial benefit.

Overall, the financial considerations of DVC are complex, and it is important for potential members to carefully evaluate their own financial situation and goals before making a decision.

Timeshare Comparison

When considering purchasing a timeshare, it’s important to compare the benefits and drawbacks with other options. In the case of Disney Vacation Club, it’s worth comparing with other timeshare options to determine if it’s the right fit for your needs.

One of the main benefits of Disney Vacation Club is the luxurious amenities available. From world-class dining options to top-notch accommodations, Disney Vacation Club offers a level of luxury that many other timeshares cannot match. However, it’s important to note that this luxury often comes with a higher price tag.

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When comparing Disney Vacation Club to other timeshares, it’s important to consider the long-term benefits. While the initial cost may be higher, the ability to vacation at Disney properties for years to come can make it a worthwhile investment. Other timeshares may not offer the same level of long-term benefits.

Overall, when considering a timeshare purchase, it’s important to weigh the benefits and drawbacks of each option. While Disney Vacation Club may be a more expensive option, the luxurious amenities and long-term benefits may make it worth the investment for those who prioritize these factors in their vacation planning.

Cons of DVC Membership

While Disney Vacation Club (DVC) membership can offer many benefits, there are also some drawbacks to consider before making a purchase. Here are some of the cons of DVC membership:

Expensive Initial Investment

One of the biggest cons of DVC membership is the expensive initial investment required to purchase a membership. Memberships can cost tens of thousands of dollars, and while financing options are available, they can add up to significant interest charges over time.

Annual Dues

In addition to the initial investment, DVC members must also pay annual dues. These dues cover maintenance costs, property taxes, and other fees associated with owning a timeshare. While the dues are typically lower than the cost of a traditional hotel stay, they can still add up over time.

Limited Availability

While DVC members have access to a wide range of resorts, availability can be limited, especially during peak travel times. Members must also book their stays well in advance to ensure they can secure their preferred resort and room type.

Resale Value

While DVC memberships can be sold on the resale market, they often do not retain their full value. This means that members may not be able to recoup their initial investment if they decide to sell their membership in the future.

Overall, while DVC membership can offer many benefits, it is important to carefully consider the costs and limitations before making a purchase.

Conclusion

In conclusion, whether or not the Disney Vacation Club is worth it depends on an individual’s vacation preferences and budget. The club offers a unique opportunity to own a piece of Disney and enjoy exclusive benefits, such as discounts on merchandise, dining, and theme park tickets. However, the upfront cost and annual maintenance fees can be high, and the points system may not work for everyone.

For those who visit Disney frequently and enjoy staying at deluxe resorts, the Disney Vacation Club can provide significant savings over time. The ability to exchange points for stays at other Disney Vacation Club resorts and partner hotels also adds flexibility to the program.

On the other hand, those who prefer to stay at value or moderate resorts, or who do not visit Disney often, may not find the Disney Vacation Club to be a worthwhile investment. It is important to carefully consider the costs and benefits before making a decision.

Overall, the Disney Vacation Club can be a great option for Disney fans who value the exclusive benefits and flexibility it provides. However, it may not be the best choice for everyone.

Frequently Asked Questions

What happens after you pay off Disney Vacation Club?

After paying off your Disney Vacation Club (DVC) membership, you will continue to pay annual dues. These dues cover the cost of maintaining the resorts and providing services to members. Once you have paid off your DVC membership, you will have access to your allotted points each year, which you can use to book accommodations at any DVC resort.

What’s the point of Disney Vacation Club?

The point of Disney Vacation Club is to provide members with a way to enjoy Disney vacations year after year. By purchasing a DVC membership, you gain access to a network of resorts around the world that offer deluxe accommodations and exclusive amenities. DVC members also have the flexibility to use their points to book vacations at other Disney resorts and hotels.

Is it worth it to join DVC?

Whether or not it’s worth it to join DVC depends on your vacation habits and preferences. If you are a frequent visitor to Disney resorts and enjoy staying in deluxe accommodations, DVC may be a good investment for you. However, if you only visit Disney resorts occasionally or prefer to stay in less expensive accommodations, DVC may not be worth the cost.

Is DVC worth it if you go every other year?

If you only visit Disney resorts every other year, DVC may still be worth it for you. By purchasing a DVC membership, you can save money on accommodations over the long term. However, you will need to consider the cost of annual dues and make sure that you will use your allotted points each year.

Is Disney Vacation Club a good investment?

Whether or not DVC is a good investment depends on your personal financial situation and vacation habits. While DVC can provide cost savings over the long term, it is important to consider the upfront cost of purchasing a membership and the ongoing cost of annual dues. Additionally, the value of DVC points can fluctuate over time, so it is important to do your research and make an informed decision.

Is Disney Vacation Club considered a timeshare?

Yes, Disney Vacation Club is considered a timeshare. However, it differs from traditional timeshares in that members purchase points rather than a specific unit or week of the year. This gives members more flexibility in how and when they use their points to book vacations.