If you’re involved in any type of land development, you know that many machines are used in the process. Some are used for excavation, while others are used for grading and leveling. Still, some equipment is just used exclusively for utility work.
You might be in the road maintenance industry, working on a construction site, or involved in a big landscaping project. If so, here is some equipment generally used for these jobs.
One of the most common pieces of equipment out there is the backhoe. The front has a loading bucket, while the hoe is attached at the back. The backhoe is great for digging trenches. The front bucket is often used for lifting and unloading soil. See more about a backhoe here: https://en.wikipedia.org/wiki/Backhoe.
This is commonly utilized in various construction projects. This is used for river dredging, demolition, tree cutting, heavy lifting, and other earthmoving developments. The long arm is often found at the front, and there’s a 360-degree rotation available to the controller making the entire process easier.
The bulldozer essentially removes the topsoil of the earth at a particular depth. It has a sharp edge and a metal plate at the front for soil or snow removal. The plates are raised or lowered with the help of hydraulic pistons. This is often ideal for lifting weak rock strata and soil.
The motor graders are often found in road construction where the soil surface needs to be leveled. It has a horizontal blade that does most of the work on the ground. It has an operating cabin, and it’s used to clear debris and snow from the road. It also makes the surface flat before the asphalt is applied. Overall, it’s an effective machine that can remove some layers of the topsoil for a smoother road.
The trenching machines or trenchers are used for digging deep into the earth. They are used to install pipes, cables, drains, and more. The wheeled trenchers are often used for the excavation of hard soil layers. The chained one has a metal wheel and an arm wrapped in a digging chain. See more about trenchers on this site.
The loader is used to load the materials in trucks and dumpers. This removes excavated soil, waste, and debris from the construction area. Loaders have massive buckets at the front, but they have short arms. They can be wheeled or tracked and are commonly seen on construction sites.
Dump trucks are responsible for transporting massive amounts of materials from one place to another. They can contain debris, trash, logs, and others that are generally transported to the dump yards and have enormous wheels. They can carry a lot of materials in any kind of terrain, and this is why they are very common on roadways.
The soil materials are compacted at the surface by rollers or compactors. Other companies might utilize the sheep-foot roller for deeper compaction, while the smooth wheel rollers are used to level the superficial layer of asphalt or fine-grained soils.
Many machines are used in heavy earthmoving developments, each with its unique purpose. Excavators, bulldozers, and dump trucks are just a few of this industry’s most commonly used machines. With so many different types of equipment available, it is important to choose the right one for the job at hand.
However, like any other equipment, you might find that these machines can get damaged over time. There’s also a risk of theft and injuries, and this is where you might want to consider getting insurance coverage for all of them.
Why the Need for Insurance for the Machines?
Since many machines are involved in a construction project and are often expensive, you might want to get insurance for all of them. As a business owner, the insurance will help in case your excavator or bulldozer gets damaged.
This is where a construction equipment liability comes into place. With the help of fastmachineryinsurance.com.au, you’ll be able to get the best coverage and insurance packages that will enable you to work on your projects without any delays. Some of the coverage will include fire, theft, accidental damage, and malfunctions.
Possible Risks In Construction Projects
Design Defects: Equipment and other tools can have defects that can result in poor performance. Some of them can lead to injuries and accidents, and insurance can help owners reduce the risk of expensive medical bills and lawsuits.
Delays: Sometimes, delays are inevitable because of malfunctioning heavy equipment, defective tools, and weather. Construction insurance can cover any costs related to the delays, making it easier for homeowners to deal with everything.
Theft and Equipment Damage: Even larger machinery is prone to theft, so owners should protect their assets and prevent them from becoming liabilities.
Third-Party and Work Injuries: This involves accidents and injuries that usually happen in jobs with heavy equipment.
What Happens When There’s Insufficient Coverage?
You might have to rethink your options if you’re not convinced you need heavy equipment insurance. Breakdowns, theft, and accidents happen in the most unexpected times, and with proper coverage, you are protecting the company from risks. When the equipment is stolen or damaged from the construction site, this will mean that the company needs to take another loan or dip into its finances to cover the loss.
With the help of contractors’ equipment and tools insurance, you can cover thousands of dollars’ worth of loss for damaged, lost, or stolen machinery. This is for all qualified equipment, and this policy can help your business run efficiently.
If you need to insure more valuable assets like forklifts and excavators, there are also packages for inland marine insurance that you might want to know more about. These policies cover job sites, movable equipment, and many more.
Get in touch with an insurance company today and see whether you can protect your construction projects. The premiums are also affordable, and you can have multiple policies that will protect you and your employees considerably.